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外籍人士辦卡注意事項
Application: You have to submit tax withholding certificates or other evidence of financial status, a photocopy of passport, and a photocopy of a valid Alien Resident Certificate etc., UNION BANK OF TAIWAN has the right to refuse to issue a card to any applicant, at our own discretion.
申請:外籍人士需準備薪資扣繳憑單或其他相關財力證明、護照影本、有效居留證影本等文件,依照本行規定申請信用卡,本行保留申請核准與否的權利。.
Dealing with a lost credit card: If you lose a credit card, can report the loss and stop payment using the card by calling our 24-hour card loss hotline. The cardholder may also be required to pay a card loss charge; for more details, please contact us in question.
遺失處理:信用卡遺失時,可利用本行24小時信用卡掛失或服務專線辦理,並依其規定收取掛失費用,更多資訊可詳洽本行客服專線。.
Dispute resolution, revolving credit interest rates, fees, cardholder’s rights, and preferential service: Union Bank of Taiwan will notify the applicant regarding these matters in writing or by e-mail; for more information, please contact our service line (02)2545-5168.
爭議帳款處理、循環信用利率、各項費用收取、權益及優惠服務:本行依規定以書面或電子文件告知申請人,詳情請洽本行客服專線02-2545-5168。.
Fees and Charges 各項費用收取
Revolving Fee 循環利息
The range of revolving interest rate is from 5% to 15% according to your personal risk level. (Base date Sep 01,2015)
循環利率的區間為5%~15%,係依據個人信用及風險狀況評估。(循環利率基準日為2015年9月1日)
 
Late Payment Fee 遲延繳款違約金
It will be occurred if you pay less than minimum payment or pay after the payment due date. Late Payment fee will be charged by NT$300 for the first time overdue, NT$400 for consecutive two payment overdue, NT$500 for three consecutive payment overdue, higher than that will be charged by NT$500 every month.
如持卡人未能於每月繳款截止日前付清當期最低應繳金額或遲誤繳款期限者,本行得加計違約金或催收費用,逾期第一期者,應繳納違約金新臺幣300元;逾期第二期者,應繳納違約金新臺幣400元;逾期第三期者,應繳納違約金新臺幣500元;持卡人違反約定連續達三期(含)以上者,其違約金之計收最高以三期為限。
 
Annual Fee 各卡年費收取方式
Classification of the Cards
Primary Card
Supplementary Card
Ferrari Infinite Card
法拉利無限卡
NT$12,000 No annual fee
Star Place Infinite Card
大立無限卡
NT$8,000 NT$4,000
Breeze Signature/Titanium/Precious Card
微風御璽/鈦金/晶緻卡
NT$2,000 NT$2,000
Happiness  Signature/Titanium/Precious Card
幸福御守御璽/鈦金/晶緻卡
NT$2,000 NT$1,000
Agriculture Signature/Titanium Card
農金御璽/鈦金卡
NT$2,000 NT$1,000
Bafu Titanium Card
八福鈦金卡
NT$2,000 NT$1,000
Investment Platinum Card
理財型白金卡
NT$5,000 No annual fee
UB Signature Card
聯邦御璽卡
NT$2,000 NT$1,000
UB Infinite Card
聯邦無限卡
NT$10,000 NT$5,000
UB World Card
聯邦世界卡
NT$10,000 NT$5,000
Breeze Infinite Card
微風無限卡
NT$5,000 NT$5,000
Personal Commercial Platinum Card
個人商務白金卡
NT$3,000 NT$1,500

Lohas Signature/Titanium Card, National Tourism Titanium Card, Kaohsiung Benefit Titanium/Precious Card, TSC Bank Titanium Card, Amway Signature/Titanium Card, Agriculture Precious Card, TALEE Precious Card, President Precious Card, Dollars Precious Card, A+1 I-pass Precious Card, NPC Signature/Titanium/Precious Card, Platinum Card, Golden Card, Classic Card, the annual fee for the above card is as follows: Fee waived in the first year. With annual spending of NT$10,000 or 10 transactions, annual fee will be waived for the following year. If the total annual spending has reached NT$5,000 or 5 transactions, annual fee will be charged NT$500. If the total annual spending has not reached NT$5,000 or 5 transactions, annual fee will be charged NT$1,000. The annual fee rules are the same as the primary card and the supplementary card. Each card provided by the annual fee discount only once, if the card is disabled after the application, and then re-apply, that is no longer provided.
樂活御璽/鈦金卡、國旅鈦金卡、高雄觀光福利鈦金/晶緻卡、淡水信用合作社泰金卡、安麗御璽/鈦金卡、農金晶緻卡、大立晶緻卡、大統晶緻卡、大樂晶緻卡、A+1一卡通晶緻卡、全國加油站御璽/鈦金/晶緻卡、白金卡、金卡、普卡,上述年費收取方式如下: 卡友享第一年免年費,第二年起依據每張卡片年費到期日往前推算一年,檢核同一身分證字號下之消費,若不符合標準則以單卡按以下標準計算收取年費,年消費1 萬(含)以上或消費10次(含)則免收取年費;年消費5,000元(含)或5次(含)以上收取年費500元;年消費未達5,000元或5次收取年費 1,000元,不分正、附卡與聯邦樂活御璽、白金、金及普卡。 每一卡別所提供之年費減免或折價優惠,每一持卡人僅得享有一次優惠,若於年費優惠期間截止前將卡片停用後又重新申請者,恕不再享有優惠。
 
Credit card bill resend fee 帳單補寄費
To apply the copy of credit card bill three month earlier will be charged by NT$100 each.
補寄自當月起算三個月(含)以上之帳單,每份計收100元。
 
Service Charges for cash advance預借現金手續費
NT$100 + the amount of cash advance x 3.5%.
100元+預借金額X3.5%
 
Overpay refund fee 退回溢繳款手續費
NT$100 will be charged for each refund. If you ask refund to a non UBOT bank account, NT$130 will be charged for each refund.
以匯款方式辦理退款,匯入本行帳號者,每次自退回金額中扣除NT$100元手續費;匯入其他金融機構帳號者,每次自退回金額中扣除NT$130元手續費。
 
Foreign Transaction Fee 國外交易手續費
The overseas transaction fee shall include both the payment to international credit card organizations and an additional 0.5% of each transaction amount for every transaction (rounded up to the nearest dollar).
以應向各信用卡國際組織給付之交易手續費及本行以交易金額百分之0.5計算之國外交易服務費結付(元以下四捨五入)。
 
Lost fee 掛失費
If your card has been lost or stolen, there will be a lost fee NT$200 for each card.
每卡收取200元掛失費
 
I-Pass Related Fee 一卡通聯名卡相關費用
Item
Fee
Unopened cards but autoload up to 3 times
未開卡自動加值達三次者收取帳務處理費
NT$500
Transaction records query fees
交易紀錄查詢手續費
First page:NT$20, Second page and from above:NT$5
 
Easy Card Related Fee 悠遊聯名卡相關費用
Item
Fee
Card conversion fee
轉卡手續費
NT$50 per card
Termination contract fees
終止契約作業手續費
NT$20 per card
Transaction records query fees
交易紀錄查詢手續費
First page:NT$20, Second page and from above:NT$5
 
Other Fees 其他費用
Item
Fee
Credit card receipt copy fee
調閱簽單手續費
NT$100 each
Traffic violation fine & Tax fee via CHT telephone voice or internet
中華電信語音/網路繳納各項費用手續費
  1. Traffic violation fine & Renewal or reissue Vehicle Registration : NT$20 each
  2. Chunghwa Telecom Charges: NT$10 each
  3. Others : Amount x 0.35% each (Less than NT$30 to NT$30)
Pay off Certificate fee
開立清償證明之手續費
NT$300 each
International Arbitration fee
信用卡國際組織仲裁處理費
US$500 each
E-healthypay Payment
電子化繳費稅處理平台
Less than NT$500: NT$2 fee
NT$501~NT$1,000: NT$3 fee
NT$1,001~NT$10,000: NT$10 fee
NT$10,001~NT$50,000: NT$15 fee
NT$50,001~NT$100,000: NT$30 fee
More than NT$100,001: NT$50 fee
(PS : Fee free by the end of 2018)
Pay by credit card at Government Institution
信用卡於公務機關臨櫃繳納各項費用
NT$15 each
(PS : Fee free by the end of 2018)
Pay by check but inconvertible
支票付款未能兌現手續費
NT$300 per check
Vehicle numbering fee/ Vehicle license plate fee
車輛選號/標號牌費
NT$50 each
Fee for Payment through”www.gov.tw”
電子化政府多元付費共通作業平台
NT$20 each
Fee to pay tuition
繳交學雜費手續費
Amount x 0.5%(Less than NT$30 to NT$30)
PS : Fee free by the end of 2018 via “Gov.tw” and “ipayment” platform ( Except for installments)
Fee for Mail Loan remittance
通訊貸款匯款手續費
If the remitting bank is not a UBOT account, NT$100 will be charged. (Deduction before remittance)
Please manage your finances carefully and value your credit.
Interest on revolving credit and cash advance: 5%-15%.
Service Charges for cash advance: NT$100 + the amount of cash advance x 3.5%.
Base date of interest on revolving credit: Sep 01, 2015.
謹慎理財‧信用至上
循環利率:5%~15%
預借現金手續費:預借金額X3.5%+100元
循環利率之基準日為104年9月1日